Reviews›R.I.C.H.›Identified savings, saving $8–10K on tuition, knoc
Identified savings, saving $8–10K on tuition, knocking out credit cards by spring.
Uber_Elysium·R.I.C.H.·February 17, 2026
R.I.C.H.
Ran a 3 min loop a few days ago to test the waters and holy shit haha.
1. Since considering on going back to college (online) for a BS in Information Technology I have made the decision to leave my current job (for other personal reasons as well) which pays a lot more for my old job which would be a better schedule for it. My mind has been put to ease financially since I have identified poor spending habits and have been correcting them during the past few days.
2. While I am tossing the idea of going to college I have found ways to possibly save a good amount of money. Working towards my Comptia certs A+, Network +, Security +, etc. Some colleges will count those as credits plus I found a legit website that will let me take some other courses (math, arts etc) during my own time and transfer those credits too, saving even more time and money. If I can knock those out this year, even with paying for the cert tests and program for the general education courses I can save a lot of money by cutting out tuition. Possibly 8-10 grand.
3. Going this route even though I am not working towards my degree I am working towards my degree. RICH showed me a cheaper option in the long run but also a less stressful option in the beginning. Goes beyond just wealth.
4. Took a mental health day from work and financially the day being missed isnt bothering me at all, in fact I am still on course to knocking out a credit card by spring and two out of three will be paid off ! Plus I was productive and got my income tax situated today
5. Once I am back at my old job I plan to door dash a few hours every weekend to make up some of the difference in pay. After discussing it with someone she told me where to go and what time to go and she makes about $150 a night on Fridays and Saturdays. Obviously thats not guaranteed but it would help make up the difference.
6. More relaxed about my finances in general, its wild on how bad I didn't realized my anxiety was about it until I noticed the voice finally stfu haha.